Delhi Government is interested in publicity and not in welfare of the people

Now a day I am seeing Delhi Government's advertisements praising Arvind Kejriwal and accusing central government of putting hindrance to their so called great work. But actually a lot of public money is being wasted in these advertisements instead of being used for welfare of the people.

Government need to have some publicity budget to make people aware of schemes launched for welfare of the people so that people can avail those schemes but Kejriwal Government is not using publicity budget for that purpose. It is using publicity budget for putting political advertisements.

One classic case of Kejriwal Government's insensitivity towards people is that it put big hording saying that Delhi Government will take guarantee of educational loan's up to 10 lakhs for the students. It was a political advertisement because never on the advertisement was mentioned where to apply for the educational loan guarantee. Today is 16th July 2015 and admissions for most of the collages are over and I have not seen even a single advertisement giving details of scheme and procedure for applying for the scheme. It is because government is not interested in people welfare but publicity. I will be surprised if someone say that even a single student got educational loan guarantee from Delhi Government.

It is more than one year of Kejriwal Government in power and not even a single new government school has been opened in Delhi.

Delhi Government has increased the publicity budget from 23.7 crore rupee to 526 crore rupee. It is an increase of 21 times. This much money was not wasted by previous government. It is an unprecedented increase in wastage of public money and it must be stopped.

Ajay Makan of Congress party took a right step by going to court against misuse of public fund by Kejriwal Government.    

"The AAP government had increased their ad budget in a decision taken on June 25. The figure of Rs 526 crore is 21 times more than the previous budgetary allocation of Rs 23.7 crore in the year 2014-15," the plea added.

"This unprecedented expansion of Rs 500 crore in the publicity budget could have been well spent by Respondent No. 2 (Delhi Government) for building -- 100 schools (building cost of one school being Rs 5 crore approx.), purchasing 1,000 DTC buses (cost of one bus being Rs 50 lakh approx), building 10,000 flats for the EWS category (cost of 1 EWS category flat being Rs 5 Lakhs approx.) and other public welfare and development purposes," the plea said.

Kejriwal Government's Budget

Few days back I saw a full page advertisement in a leading English daily about Delhi Governments achievements till now. This advertisement started with saying "They kept bothering us but we kept working". This comment was about Central Government that too in an official advertisement of government on government. These kinds of things are not done even by Tamilnadu government where political parties keep cribbing about step motherly treatment given to Tamilnadu. These kinds of comments must be kept out of government's official communication.

As per Delhi Government advertisement government is planning to open 232 new schools and recruit 20,000 new teachers to provide education to children of Delhi. Some people are saying that, “what is purpose of opening new school when situation of schools are not good”. I would like say that is 20 lakh children of Delhi need education then Government can't provide quality education to 10 lakh people and leave 10 lakh children uneducated. Government need to provide education to all 20 lakh children, if not quality education then poor education but for everyone, should be government's aim. For this Delhi government have doubled education fund. This is a really good step if Kejriwal Government really wants to do it.

As for the people who are questioning government's decision to open new school, these people are worried that government will increase tax on them for providing education to poor people. These people don't want to give even a single rupee for welfare of the poor and object to government's every step of poor people's welfare in one pretext or other. These people should be ignored by government.

Kejriwal Government appointed AAP members as staff in Delhi Government

Today Delhi Government admitted that it appointed AAP members on huge salary as private staff in Delhi Government. These people are being paid between 60,000 and 1.5 lakhs a month. These people are neither elected representatives of the people nor they are appointed on the basis of test of merit conducted by a government authorities. These kinds of appointments are unethical and should be illegal in Indian law.

Arvind Kejriwal came to power with promise of an ethical government but is now indulging in every unethical practice which he can afford. He wants to put his pet people in key posts even if they are not qualified for that or not. If a CM needs personal staff to help him then he should choose them from a pool of qualified pool of IAS official and not from unqualified workers of his political party.

Arvind Kejriwal had been speaking against unqualified people being elected to Assembly and Parliament but now he is putting unqualified people in post which are exclusively of qualified people. This is not right.

Most shocking is case of appointing a driver who does not have a driving license and have not passed 10th class. Was he most qualified and deserving candidate in whole Delhi to be appointed as diver? I know many people with a valid driving license and with 10th class certificate who are willing to do CM's driver's job. Why could CM not find any such person in Delhi?

• 1 Jul 2015
• Hindustan Times (Delhi)
• HT Correspondent ■ htreporters@hindustantimes.com

AAP members appointed as personal staff in Delhi govt

NEW DELHI: The Aam Aadmi Party (AAP) has appointed party members as staff in the Delhi government and are getting benefits such as official house and cars, the party admitted on Tuesday. The government admitted in the state assembly that house has been allotted to Bibhav Kumar, private secretary to CM and Aswathi Muralidharan, joint secretary to CM, in the reply to questions asked by BJP MLA OP Sharma.

The government also disclosed that the salary of those appointed as staff is equivalent to senior IAS officers.

“Everything has been done as per the rule and there is nothing illegal about it,” a Delhi government spokesperson said.

Few AAP members have been appointed as private secretaries to ministers. The staff is paid between ` 60,000 and ` 1.15 lakh a month. The Opposition raised question on giving house to party volunteers. Of the 81 sanctioned posts, 21 are in the chief minister’s office while every minister can hire 10 staff.

According to the reply submitted in the assembly, the government has given exemptions to few staff as they were not meeting the criteria. “Driver Mahesh Kumar has been given time of three months and one year to get light motor vehicle commercial license and class 10th certificate respectively,” the reply said.

Why should government spend money on IITs?

Recently I read an article by Jeswanth Padooru ( http://scroll.in/article/715918/dear-smriti-irani-stop-giving-my-money-to-iitians ) which talks about tax payers money being wasted on education of engineers in IITs where these engineers don't contribute to India after being educated on tax payers money. Author wants government to stop spending money on IITs and ask students to take educational loans and pay the fee. The argument has started with IITs and once author force government to discontinue grants to IITs he will question grants given to smaller collages also because these people can also take loan and income tax for author can be reduced. Once government stops giving grants to collages author will ask government to stop grants to government schools and ask them to get higher fee from students because they will be earning money because of the education they are getting in school.

I have studied right from class first to my B.E. on government subsidy. I did my B.E. in Electronics and Communications from Netaji Shubas Institute of Technology, Delhi. I joined college in 1995 and fee was highly subsidized and whole admission fee was about 6000 rupee and my father could not afford that and he had to borrow money from someone to pay my admission fee. The semester fee was 1600 rupee for semester starting in June and 600 for semester starting in January. I passed out in 1999 and I have been working in India since then. It is 15 years now and I have paid more than 30 Lakhs as income tax to government. So government gets paid back for the subsidized education to students in India.

I did not make it to IIT in my first attempt and decided not to go for second attempt because IIT was charging 20,000 per year as fee and my father could not afford that. Even if I would have qualified for IIT in my first attempt I would have to drop out because my father could not afford it.

Now I come to point of Educational Loans. Author of the article says that it takes 3.4 Lakh per year to educate a student and students are paying only 90,000 out of that and 2.5 Lakhs are borne by the government. Students should be asked to take an educational loan and pay whole 3.4 Lakh per year and repay the loan after getting a job. This amount does not include hostel expanses which will also come to 60,000 per year. So for a 4 year B. Tech. course student will have to take loan of 16 Lakh for his education. Educational loans are not approved as easily said. There is a lot of corruption and Red Tapism which people need to face while taking educational loan. You see one advertisement in newspaper from a bank that they are giving a loan up to 20 Lakh without collateral and assume that any student can walk into any branch of the bank with his exam result and walk out of the bank with a 20 Lakhs loan approved. The real situation is not that good. The amount of 90,000 rupee per year as fee is not a small amount that a poor student can pay without taking a loan. We assume that getting an education loan is as easy as opening a bank account. So I think 95% of people studying in IIT should be having a educational loan. But getting an educational loan is a tough task and that is why only 1% of people studying in IITs are having educational loan. Poor people have already stopped preparing of IIT because they can't afford the fee and getting an educational loan is next to impossible.

I would like to talk about my personal experience with educational loan and scholarships being offered to needy students. When I joined my collage there was a big advertisement in a leading English newspaper where a trust was offering scholarship and loan to needy students and I applied for it. They were offering assistance for paying collage fee and buying books. I requested for 1600 rupee for collage fee and 2000 rupee for buying books. Can you imagine how much money did they give me? I don't think that you will be able to guess it so I give you the answer. They sent a cheque of 90 rupee to my collage. I spent more than 90 rupee for paper work which I had to do for getting this big help.

The current fee of 90,000 rupee per year is already high and has already driven poor students out of the IITs. So I don't mind if fee is increased futher to 3.4 Lakh rupee because rich people can pay that much also. I would be happy to see the day when some study will show that more than 80% of students studying in IITs are having educational loan and saying that getting educational loan was easy.

Maximum rate of Interest allowed in India

Matter of taking money on loan and repaying with interest is a normal practice in India and also in rest of the world. But rate of interest plays very important role in deciding if deal is fair or not. If debtor refuses to pay the loan then we feel that court need to direct police to make debtor repay the loan but at the same time think that if debtor feel that he is being charged exorbitant interest then court should not interfere in deal of two persons entered by their own wish. Why should government interfere if debtor refuses to repay the loan and keep silent when creditor is exploiting the debtor?

Government need to protect both creditor and debtor. The government needs to make sure that debtors repay their loans and at the same time fix a maximum rate of interest which can be charged to debtor so that debtors are not exploited. In India various state governments have enacted laws to regulate maximum rate of interest but still very few people are aware of existence of such regulation and current maximum rate of interest allowed by law. Here I would like to discuss various laws governing loans and interests in India.

THE USURIOUS LOANS ACT, 1918 declared that no farmer - debtor was liable to pay by way of interest an amount exceeding principal of the loan.

It means that no person can be forced to pay interest more than principal over the full tenure of the loan.

Karnataka and Kerala states have enacted their own laws to govern maximum rate of interest allowed. Other states also have similar laws.  These acts says that maximum rate of interest will be notified by government from time to time but our people sitting in media are themselves involved in business of giving loans on exorbitant interest so they never report maximum rate of interest allowed as per law. As per latest information received by me maximum rate of interests allowed is 2% per month.

1. THE KARNATAKA PROHIBITION OF CHARGING EXORBITANT INTEREST ACT 2004 (http://dpal.kar.nic.in/pdf_files/14%20of%202004%20%28E%29.pdf) 
2. THE KERALA PROHIBITION OF CHARGING EXORBITANT INTEREST BILL, 2012 (http://niyamasabha.org/bills/13kla/published/114-pub-eng.pdf)
3. The Andhra Pradesh Micro Finance Institutions (Regulation of Money Lending) Rules 2010 (http://apmfi.cgg.gov.in/downloads/2010PR_MS356.PDF)
4. National Consumer Dispute Redressal Forum Case (http://ncdrc.nic.in/CC512007.html)

Origion of Female foeticide in India

Now a day media is portraying Indian society in wrong light by saying that in India and particularly rural India it their culture to kill new born female child. It is totally untrue. In fact no one ever kill their daughter in a history of last 2000 years. It is a false propaganda done against Indian society.

The problem of decline of female population started in 1975 when Sanjay Gandhi started population control program and abortion which mean killing the unborn baby was projected as a very acceptable way of population control and people going for abortion were rewarded cash prize for getting their child aborted. Any people who said that killing their unborn child was a sin was termed a backward and illiterate.

It was projected that unborn child was not alive in first 3 months of pregnancy and getting the child aborted in first three months months is not a sin and should be encouraged. When this thinking started setting into mind of general public the inhibition against killing unborn babies went away. When the invention of determining sex of unborn baby came in market people started using it. The inhibition of killing unborn babies was already removed by government's aggressive campaigning in favor of abortion. The people who did not want a girl child because they already had a girl child or otherwise, started using sex determination test and abortion for killing unborn girls.

The problem of decreasing female population was created by government's aggressive campaign in favor of abortion. The problem still does not exist in rural India which is out of reach of government’s campaigns. The problem exists in educated people who are influenced by government advertisements.

The solution to this problem lies in understanding the root cause of the problem. The root cause is that people don't feel anything bad in killing their unborn babies and this thinking was created by government's campaign. This campaign is still continuing. This is only aggravating the problem and not solving anything. 

 

 

People's bias toward Mayavati v/s Akhilesh Yadav

For last one month I am seeing 8 LCD screens 4 on each pillar at UP Gate on NH-24. Each LCD must have costed 50,000 rupee so money spent on these LCD screen is at least 4 Lakhs. These LCD screens are being used to show UP's CM Akhilesh Yadav's photo. Mayavati on the other hand constructed her status at some places in UP.

In last one month I have not heard even a single person calling Akhilesh Yadav self-centered and criticizing waste of money by Akhilesh Yadav. I know people who used to take out at least half an hour daily to criticize Mayavati for her self-centered attitude and waste of money on statues (not only Mayavati's but B. R. Ambedkar also). These people are surprisingly silent about waste of money by Akhilesh Yadav. Does it have something to do with fact that Mayavati is a Dalit and Akhilesh Yadav is an Upper caste? I think that caste of Akhilesh Yadav and Mayavati and people's reaction are related. If it is so then why should I expect Dalit's not have bias towards Mayavati when upper caste people are having bias against Mayavati?